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Expert Views

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Is Budgeting A Necessary Part Of Financial Planning?

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Ten tips for helping clients live within their means.

With Social Security, Divorce Doesn't Always Spell ‘The End'

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If you have divorced clients, they need your help understanding their rights.

Free College In America Is A Bad Idea. Just Look at Europe

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Proponents think eliminating tuition would provide more low-income students with higher education, but the opposite is true.

The 55-and-Older Labor Market Exodus Is A Statistical Mirage

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People in their late 50s and early 60s haven't stopped working.

Why More People Should Be Saving Via Roth 401(k)s

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Roth 401(k)s are a no-brainer when you're young, in a low tax bracket and expect to earn a lot more in the future.

Tips On Survival From The Queen Who Excelled At It

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Discipline, patience and a certain passivity paid off. Investors might take heed.

The Fed Has Learned Its Money-Market Lessons

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Quantitative tightening won't lead to another cash crunch.

It's A Housing Slump, Not A Crisis

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There's much less leverage in the financial system with the current slump than there was with the subprime mortgage collapse.

A COLA Raise For Seniors Won't Do Inflation Fight Any Favors

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Even the remedies set up to protect the most vulnerable can prolong the problem.

The Case For Reminding Friends About What You Do

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When you see friends socially, they often ask “How is business?” There is your opening.

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